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5 Walmart Savings Catcher Tips to Get Free Money

5 Walmart Savings Catcher Tips to Get Free Money

If you are an avid Walmart shopper such as myself, chances are you have already heard of Walmart Savings Catcher. Here’s the scoop.

Savings Catcher compares items purchased using the Walmart App and Walmart Pay, a feature similar to Apple Pay or other digital wallets. This is a feature where you can upload your card details and assign a PIN to the app and where you scan a QR code at the checkout stand within the store or through the website.

Walmart Savings Catcher Details

Savings Catcher is a great way to passively save money. Walmart Savings Catcher checks the prices from local competitors and gives you money back on items that you purchase.  For example, if a local competing store offers a lower advertised price on cereal you purchased, you will receive the price difference back on an eGift Card. These Walmart Rewards expire and continue to accumulate with further purchases.

It is important to note; Savings Catcher does have its limitations and currently ONLY applies to eligible products in these three categories. Price matching products must be identical and match UPC to UPC.

  • Groceries, such as pantry staples including cereal, chips, rice, yogurt, milk, and frozen foods.
  • Consumable items such as paper towels, bleach, and trash bags.
  • Health and beauty items such as shampoo and makeup.

As you can see, there are many items that won’t be considered for the refunds of Savings Catcher. Also, at this time, Walmart Grocery Pickup & Delivery receipts are not eligible for Savings Catcher. I love Grocery Pickup, so this is a real bummer for me, but it’s understandable as they don’t currently charge a fee for Grocery Pickup. Don’t let that deter you!


How to Use Walmart Savings Catcher

1. You can submit 7 receipts to Savings Catcher each week.

If you are going to shop at Walmart more often than 7 time a week, try prioritizing the receipts you submit. For example, don’t bother submitting a receipt for a Mountain Dew and a Reese’s. DO submit a receipt for $50 of assorted purchases. Also, if you have already received $599.99 in rewards in a calendar year, you can’t earn any more.

2. If you return an item you already received Savings Catcher Rewards for, your refund will be reduced by the same value of the Rewards.

As an example, you might buy a product for $14.99 and receive a Savings Catcher Reward for $2.  If you decide to return the item, the return will net you only $12.99. This is because you would have already received a portion of the price back on your eGift card.

Double Up your Discount

3. Using a coupon can get you double the discount when you use Walmart Pay & Walmart Savings Catcher.

“If you use a coupon, Savings Catcher will compare the original Walmart price of the item before you applied the coupon, to other stores’ advertised prices for the same item.”

This scenario could look like something like this. If you buy an item for $14.99, you can still use your $5 off coupon. If Savings Catcher finds a lower price match for your item ($12.99) then you not only saved $5, but you receive an additional $2 Savings Catcher Reward. The value of the coupon does NOT reduce the Reward. Sweet!

4. Savings Catcher will match competitor BOGO deals as long as a price is listed.

This is one of the biggest savings you can get with Walmart Savings Catcher. It only works if you actually purchased more than one of the items that went on sale. Remember, BOGO means Buy One Get One. Effectively, you can get Rewards equal to the full value of an item if the system finds a BOGO deal for something of which you purchased 2 or more. Ka-ching.

Save Rewards for Your Wish List

5. You can save your eGift Card for a special purchase: it never expires.

Normally, the Walmart Pay feature of the Walmart app will prioritize using your eGift Card for purchases before your card. This is great, but if you want to save up your freebies for a special purchase you need to change this setting. A Savings Catcher Reward eGift Card can hold up to $1,000 maximum, but it never expires. Even if you don’t use it or log in for 2 years, it will still be there when you come back. Don’t hesitate to save those savings to save up for something on your wish list this year.


Walmart is also a great place to stock up on school supplies. Check out our post on some back to school basics for your own family!

What are your favorite things about Walmart, the Walmart App, or Savings Catcher? Do you have any additional tips for us? Let us know in the comments!

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